I am deeply concerned that the American public, in particular our nation’s elders, will be relying on our government to give long term care solutions they will never see. They will only see the “smoke and mirrors” of Overall health Care Reform.
Our nation’s seniors are the most vulnerable segment of the U.S. population vulnerable each health wise and financially. They are silently discovering the savings they thought would be sufficient is not adequate. They’re silently fearful of running out of cash with no a single to care for them as they turn out to be far more frail. The silence is about to turn into deafening.
Regrettably, when Well being Care Reform proudly announced New Long Term Care Solutions, it discouraged many American’s from acquiring Extended Term Care Insurance.
The New York Occasions reported on ‘Options Expand for Reasonably priced Extended-Term Care’ THE NEW OLD AGE. The Related Press announced ‘New Overall health Care Law Has Positive aspects for Seniors’. Point becoming, the casual reader was relieved to hear their government will “take care of them” when they want extended term care services. We now know that is not about to take place.
Thankfully our representatives in Washington discovered that Well being Care Reforms answer to the dilemma of Lengthy Term Care, “CLASS”, (Neighborhood Living Assistance Solutions and Supports Act) legislation would have been fiscally unsound. $70 billion in premiums that was anticipated to be raised for the new “long term care” program would have been counted as “deficit reduction”. The extended term care positive aspects it was intended to finance had been assumed not to materialize in the very first 10 years. However, that money was not accounted for anyplace in the legislation.
The new legislation proposed to “trim” $463 billion from Medicare. Yet Medicare is presently possessing trouble balancing its books now. However, why does Hormone Replacement Therapy Arvada tell us Medicare can operate extra cheaply going forward without the accompanying reforms?
Our national media gave massive fanfare to the CLASS ACT when it passed. However the media has given the CLASS ACT’s demise little attention. Now what?
Projections show that the federal deficit is anticipated to exceed $700 billion annually more than the subsequent decade. This primarily will double the national and $900 billion represents interest on earlier debt. Would the CFO of any big corporation in the United States allow the firm he worked for to finish up in this kind of economic position? Definitely not.
Our officials in Congress have been elected to guard the best interests of the American individuals. “Robbing Peter to pay Paul”, and when once more printing far more currency, has come to be our government’s mantra for the future. However the magnitude of the mismanagement of America’s purse strings has now reached an unconscionable state.
The United States of America can’t continue to mismanage its economic future. Future Congresses will have to deliver a multitude of future reforms and, regrettably, history tells us THAT will never ever happen. Proposals for financing well being reform had been based on far more “smoke and mirrors”. The “Cadillac” tax is scheduled to begin in 2018.
The health care legislation that has been forced on each and every and each 1 of us is identified to be fiscally unsound. Where do we go from here? It’s also quick to point the finger at the President and his administration. But Congress owns the duty of passing Overall health Care Legislation. And THAT is the problem.
The 535 voting members of Congress shared the responsibility equally. If 1 clear pondering, intelligent, honorable Congressman had the whole responsibility for Overall health Care Reform, he or she would not have forced a fiscally unsound Well being Care Reform Bill down our throats.
Now let’s again evaluate how Health Care Reform will operate against our senior citizens.
A most current government report identified that in 2000 there had been 1.eight million available nursing residence beds. As the year 2010 came to a close, there were 1.7 million nursing house beds a net five % reduction in obtainable beds. And, there are no new nursing houses becoming constructed.
These days there is less than 1.5 million Americans confined to nursing residences. Reportedly 10 % of these nursing properties are operating below bankruptcy protection. It’s effectively recognized that most of these facilities are understaffed and lots of never have competent assist.
Next, let’s take into consideration that the Alzheimer’s Association tells us the likelihood of establishing Alzheimer’s after age 85 is 50 percent. By 2030, they tell us that the quantity of people age 65 and older with Alzheimer’s illness is estimated to attain 7.7 million, a 50 % raise from the 5.2 million age 65 and older at the moment impacted.
The logical query I have to ask is “if we can not take adequate care of 1.5 million people these days, how can we possibly take care of 7.7 million people today in 2030?” We can’t. Far more just place, when you or your spouse or your parent has Alzheimer’s, there is no spot for them to go. Not to be cruel, but if you ever feel for a moment about taking in an aged parent with Alzheimer’s into your dwelling, please feel again. Ask any caregiver who’s been by means of it. It is Assured to destroy any families’ peace of thoughts and harmony.
Why aren’t our political leaders actively functioning on solutions? Where’s the outcry? Regrettably our political leaders only align themselves with solvable troubles.
America’s seniors became a lot more hopeful reading that Well being Reform will assistance them with added Long Term Care solutions. And we now know THAT is not going to take place. There are no plans in spot to assistance our nation’s seniors consider they will obtain the comfort and dignity of sufficient lengthy term care services. What is worse is the silence shared by all our political leaders. The silence is now deafening.